Cinch Auto Finance works hard to give great service to our customers and the car dealers we team up with. Since we started in 2005, we have given out more than $10 billion in car loans to hundreds of thousands of happy customers. We partner with over 1,800 car dealerships in 31 states to help people buy the cars they want and need.
What is Cinch Auto Finance
At Cinch, auto loans are our specialty. The company’s goal is to support dealers in getting their customers on the road fast with the right financing for their new vehicle.
Cinch Auto Finance Login Page
You can also go directly to the login page by visiting cinchautofinance.com/myaccount. This page takes you straight to the customer login area, where you can enter your email and password to access your account.
Forgot Your Password?
If you forgot your password, it’s easy to get a new one:
- Go to the login page.
- Click on “Forgot Password?”
- Type in your email address.
- Follow the steps in the email they send you.
Pick a strong password that is hard for others to guess.
Cinch Auto Finance Phone Number
Need help? You can call their customer service team if you have questions or problems.
Phone Number | (866) 612-2857 |
---|---|
Email Address | customerservice@cinchautofinance.com |
Opening Hours | Mon-Fri: 8am – 8pm EST Sat: 9 am – 1 pm EST |
Is There a Cinch Auto Finance App?
Download the app through the App Store or Google Play and search for “Cinch Auto Finance.”
One-time payments may also be made through the app, though there is a processing fee for this service. Payments made using your bank account are $4.95. Debit card payments are $9.95. The maximum payment allowed per transaction is $10,000.00.
Where to Send a Payoff Check
If you’re ready to pay off your car loan, send your payment to this address:
Payoff Address of Cinch Auto Finance
Cinch Auto Finance
10400 Old Alabama Connector Rd STE 100
Alpharetta GA 30022-8270
Call customer service first to confirm the address, just to be safe.
Logging in as a Dealer or Customer
There are two different login pages:
- Customers use the regular login page.
- Dealers have a separate login page for managing car sales and deals.
Make sure you pick the right one.
What Do People Think About Cinch?
Here’s what some customers say:
- They like the fast approval process.
- It’s easy to set up and make payments.
- Some wish there were an app or faster customer support.
Overall Rating: ⭐⭐⭐⭐☆ (4 out of 5 stars)
Most people are happy with their service and how Cinch works with dealers.
Cinch Auto Finance Payoff Phone Number
Want to know exactly how much is left to pay? Call the Cinch team to get your final payoff amount.
📞 Payoff Number: 866-612-2857
Have your account number ready when you call.
Conclusion
Cinch Auto Finance makes it simple to manage your car loan. Even though there’s no app, their website is easy to use on any device. You can log in, call for help, or send a payoff check—all with just a few steps. Whether you’re a customer or a dealer, Cinch is here to help you every mile of the way.
FAQs
Is Cinch Auto Finance Good?
Cinch Auto Finance is reliable and easy to use, but app fees and support issues can be drawbacks.
How Do I Repay My Loan with Cinch?
You can repay your loan through automatic payments or manually via the Cinch mobile app or website. Payments can be made with bank transfers, debit, or credit cards.
What Documents Do I Need to Apply for a Loan?
To approve your loan, we need your ID, proof of income, a utility bill for your address, and car details if buying a vehicle.
What Are the Interest Rates and Loan Terms?
Interest rates start at 4.5% APR. Loan terms range from 24 to 72 months, depending on your credit score and loan type.

Content Editor at Personal Finance, Independent Newspapers. I also do some classical music compiling for Fine Music Radio.